1Life Insurance South Africa
January 9, 2017
Have you ever stopped to wonder what would happen to your loved ones if something happened to you? And would they be able to survive without your income? Hence 1Life Insurance South Africa has various insurance policies available to suit all your needs and requirements. Putting one, or a few, in place will give both you and your family peace of mind.
Applicable to all insurance policies:
- No premium increases for the first 24 months; then the increase will only be 5% per year.
- No medical examination is necessary, only an HIV blood test.
- You may increase your cover on the anniversary of your policy without undergoing any further testing.
Life Insurance, 1Life Insurance South Africa
That is called Pure Life Cover.
- Hence you will get up to R10 million life cover, depending on the cover you choose and the monthly premiums you can afford.
- A funeral benefit of up to R50,000, to help with the funeral costs.
- Up to 10 beneficiaries to choose from to receive financial support when you die.
- Also, you will be immediately safe for accidental or natural death. The waiting period for a suicide claim is 24 months.
Dread Disease Cover
Unfortunately, many of us may have to face up to the reality of contracting a serious illness. It happens! Being covered for things like cancer, strokes, Alzheimer’s, or a heart attack, will give peace of mind to everyone.
- This policy can pay out up to R4 million.
- It protects you against serious illness and the expenses involved in this.
- Funds will be available to you if you find you have to live on a small income while you recover. This amount is tax-free.
- Also, if you have this cover, plus Pure Life Cover, and your claim is successful, your life cover premiums will be for the next five years.
Disability Insurance with 1Life Insurance South Africa
Accidents and injuries are always unexpected! The disability that may follow might feel like the end of the world if you do not have some cover in place to aid you while you are recovering.
- Pays out a lump sum of between R50,000 and R10 million in the event of permanent disability. The amount will depend on the cover you choose.
- You will be covered immediately in the case of an accident.
- Also if you have this cover plus Pure Life Cover and your claim is successful, your Pure Life premiums will be for the next five years.
Funeral Cover for you and your family is essential for giving you all peace of mind. So it will mean you will be able to pay for a decent funeral without borrowing the money.
- Up to 5 children and ten family members per policy.
- No premium increases for the first 12 months.
- Burial repatriation service is available for anywhere within South African borders.
- An R5,000 memorial and an R6,000 grocery benefit are also available.
- Claims are out within 24 hours.
- You will be able to cover all policy-members for between R5,000 and R100,000.
- Hence if the leading member dies, the cover stays intact for the next 24 months without you having to pay the premiums.
- You will be covered immediately for accidental death. Natural death kicks in after six months
Female Dread Disease Cover
This cover gives you access to the care and necessary treatment if you or your children get cancer.
- Also a percentage of your cover, up to R1 million, will be paid out as a lump sum for specific types of cancer, systemic lupus, pregnancy-related complications, and accidental HIV exposure.
- You may cover up to 4 children for certain childhood cancers.
- A Trauma and Assault Helpline is available.
- You will receive a panic button.
- Home invasion assistance is available.
- Home Safe Chauffeur.
- Law for Her.
- HIV prevention.
- Also, trauma and emergency benefits.
So the motto of 1Life Insurance South Africa is CHANGING LIVES. Change yours today so you can cope financially with any life-changing disaster.
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All info was correct at time of publishing