Insurance Quotes

Don’t fall into the trap of picking the first insurance quote that you receive, it’s important to shop around so that you can compare insurance businesses and find the best cover that’s available.
You aren’t looking for the lowest price, you want the lowest price that comes with the best benefits. This applies to both first-time insurance policy members and existing members who need to establish whether they’re paying too much or too for little life insurance.Life insurance policies can be complicated and so it’s often hard to know if you’re getting the best policy.
It’s also difficult to compare insurance products from different providers unless they offer the same benefits, however if you don’t compare then you’ll never know if you’re paying the cheapest rates available.
An insurance company will generally provide you with free quotes, so get as many as you’d like so you can compare premiums. The Internet has drastically changed the insurance industry as it provides simple, fast and cost-effective methods of searching through insurance quotes using price comparison websites. It’s important to compare quotes to ensure that you’re not missing out on any savings. The Internet has revolutionised the way that these companies organise their prices because they realise that they are being compared to their competitors and this means they have to reduce their rates to remain viable. This increased rivalry is good for the industry and ultimately it’s good for the client.
Once you’re armed with all the information you need about different companies, you can pit one insurer up against another by asking them to match or beat lower prices.
You should also compare insurance prices between friends and family as they will provide you with honest feedback and no hidden agendas so that you know how insurance companies treat their existing customers.Many people feel that looking for quotes for insurance illustrates a lack of loyalty to their current broker but you need to keep them on their toes and ensure that you remain knowledgeable about the industry.
It’s important to look at your insurance policies annually so that you can be assured that you’re getting the best life insurance for yourself and your family.You need to compare companies and their quotes to know if you’re getting the best deal possible for the amount of money you’re spending on premiums.
While it’s just as important to compare individual policies it’s also imperative to objectively compare insurers. You want to know that the insurer that you pick is reliable, has a good reputation and has no problems paying out claims. Check the insurance underwriter to investigate the company’s background. Although it’s not always the case, the companies that have the bigger names and are more established tend to be the more trustworthy brands. If you are engaging in your own comparisons then it’s important to double check your findings and it’s recommended to speak to an insurance agent before making any final decisions.

Feb
17

Free Life Insurance Quotes Can Keep Family Life Whole

In answer to the question ‘who needs life insurance’, everyone in South Africa needs it. Life is cheap in South Africa and it is for this reason that life insurance is a fundamental part of life in the country. Fortunately life insurance in…

Dec
7

Why You Should Take Out Business Insurance

In the same way that personal insurance is one of life’s essential financial products, if you run a business you need some form of business insurance to offer you peace of mind, writes Nicole Canning. While business insurance might seem like an ‘additional…

Aug
7

Momentum Life Insurance Quote

By getting a Momentum Life insurance quote you are looking at buy into a leading insurer in South Africa. Not only will Momentum Life supply you with whole life or term life cover. Momentum is also poised to supply you with health care…

Jul
7

Compare Life Insurance Quotes

Compare life insurance by getting several quotes from many different sources and then asking and answering the following questions: 1.    How much will the life policy pay out if I die? 2.    Is this a whole life, also called pure life, policy or…

Jul
6

Life Insurance Cover Quote

Not everyone needs a life insurance cover quote but then again lots of people do. Every year lots of people get life quotes and buy life insurance. Usually it’s the wrong amount and often it does not really meet the needs of the…

Jun
22

Instant Life Insurance

Instant life insurance quotes are available right here online with leading South African life insurers. These include Metropolitan Life Insurance, First for Women, One Life Insurance and Credit Life insurance. Complete the form on this page and submit it to get an online…

Jun
16

Insurance Loopholes You Need to Know About When Getting Insurance Quotes

Let’s face it, life insurance isn’t exactly the easiest thing to get a grasp on. And when we think we have some sort of basic understanding, the contracts seem sprinkled with loopholes and a host of restrictions that can trip us up. So…

Jun
11

Online Life Insurance Quotes

Online life insurance quotes are available right here on this page. Get a free insurance quote by completing the little form to the left of this article. You will be contacted and then receive an instant life insurance quote so you can consider…

Jun
10

Old Mutual Insurance Quote

Requesting an Old Mutual insurance quote means contacting one of the most venerable and trusted insurance houses in South Africa.   In 1845 the Mutual Life Association of Good Hope was founded.   Initially it had just 166 members. It had zero capital…

Jun
3

Life Insurance Cover Quotes

Getting life insurance cover quotes can be mystifying but it does not have to be that way. Let the internet to the heavy lifting for you. Simply complete the form on this page to get a tailored life insurance quote to suit your…